Sparheel app for iPhone and iPad

Empower financial growth and foster connections with our innovative peer-to-peer lending and social networking platform. Make a difference in peoples lives by lending your funds to borrowers eager to overcome financial challenges. Our app offers a unique gaming-like experience, rewarding users with access to larger funds as their financial scores improve.

Lend and Borrow Responsibly:
Experience the power of responsible lending as you support individuals on their journey to financial success. Seamlessly lend amounts ranging from $50 to $10,000, with repayment periods extending from 2 months to 60 months, ensuring flexibility to meet varying needs.

Transparent APR Range:
Our APR ranges from 1% to 35.99%, designed to provide fair terms for both lenders and borrowers. This transparency ensures informed decision-making when participating in our lending community.

Example Loan Interest Calculation:
Picture lending $50 at a 25% APR over 2 months. After a fee deduction, borrowers receive $45. Monthly payment of $25.78 culminates in a total repayment of $51.56. Nurturing financial growth responsibly.

Unlock Higher Funds through Progress:
Embark on a financial journey where your financial score paves the way for access to higher loan amounts. Begin with $50 and increase your score to unlock funds of $100, $150, $200, and beyond. Progress isnt just financial—its a game where you win by making sound financial choices.

Community-Centric Social Networking:
Engage with a vibrant community of users who share common financial goals. Connect, interact, like, and post, creating a social network that supports your aspirations and inspires collective financial growth.

Experience the future of financial collaboration—join us in building a brighter future for individuals and the community through responsible lending, interactive gamification, and meaningful connections. Download now and become part of the financial evolution.